Trying to buy a home over the past decade has been an incredibly stressful exercise. 

While interest rates were low, and credit relatively easy to obtain, prices for housing moved up relentlessly. 

Increasingly desperate buyers were forced to engage in bidding wars, waive inspections and even camp out for the chance buy a  piece of the American dream. 

The competition only intensified with the Covid pandemic. Employees, newly freed from having to work in the office, sought relief in lower cost communities away from the coastal enclaves that have traditionally seen the highest prices and bidding wars.

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